Finding the Right Loan in the Philippines: A Comprehensive Guide

Wazzup Pilipinas!?

Loans in the Philippines doesn't have to be complicated. With Ploan.ph, you can navigate the process with ease and find the perfect loan for your needs.

Types of Loans Available in the Philippines

The Philippines offers a wide range of loan options to suit your specific needs. Here's a breakdown of some popular loan types: 

Personal Loans: These multipurpose loans can be used for various purposes, such as debt consolidation, home improvements, or even vacations. 

Business Loans: Geared towards entrepreneurs looking to start or expand their businesses.

Home Loans: Designed to help you finance your dream homeownership.

Car Loans: Make acquiring your new car a smooth and convenient process.

Student Loans: Cover college tuition and other education expenses, allowing you to invest in your future.

How Ploan.ph Can Help You Find the Best Loan

Ploan.ph is a free online platform that simplifies your loan search. Here's how it empowers you: 

Effortless Comparison: Compare loan options from various SEC-registered lenders in the Philippines, including those with convenient mobile apps. All in one centralized location!  Find the Best Deal: Ploan.ph helps you identify the most favorable loan option by comparing interest rates, fees, and other terms from different lenders. This ensures you get the most advantageous deal for your situation.  Focus on Security: Ploan.ph prioritizes your safety. It only shows offers from licensed lenders registered with the Securities and Exchange Commission (SEC) in the Philippines. This protects you from potential scams and unfair practices.  Mobile App Convenience: Many of the lenders featured on Ploan.ph also have user-friendly mobile apps. This allows you to apply for a loan, review your repayment options, and manage your account directly from your phone, making the entire process faster and more convenient. 

Free Loan Calculator: Ploan.ph offers a free loan calculator to help you estimate your monthly loan payments and the total interest you'll incur over the loan term. This is a valuable tool for understanding your financial obligations before committing to a loan.

Simplify Your Loan Search with Ploan.ph

If you're looking for a loan in the Philippines, Ploan.ph is your one-stop solution. Their platform simplifies your loan search, allowing you to compare options and find the perfect fit for your finances. Visit Ploan.ph today and take control of your financial journey!

NYMA Welcomes Award-Winning Actress Pat Tingjuy and Influential Creator Adelina Eugenio to Its Talent Roster

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NYMA is thrilled to announce the addition of two remarkable new talents to its portfolio: 2023 Cinemalaya Best Actress Pat Tingjuy and beauty content creator Adelina Eugenio.

The intimate launch event for Pat and Adelina was held on April 16, 2024, at Flossom Kitchen + Cafe in San Juan and was attended by notable figures from the media, trade, and film industry sectors. This event highlighted the unique capabilities and bright futures of both individuals.

Pat Tingjuy, a licensed architect, volleyball coach, and actress, has taken the film industry by storm, clinching the prestigious 2023 Best Actress Award at Cinemalaya for her role in “Rookie,” a poignant film that explores gender inequality and the objectification of women in male-dominated spaces. Pat’s passion and dedication have seamlessly transitioned her from sports to cinema, where she now follows her dream of acting full-time.

Adelina Eugenio, who commands an impressive following of 3.2 million on TikTok, is celebrated for her engaging and educational beauty content. Known by her followers as @adellacos, she specializes in "Get Ready With Me" (GRWM) videos, making complex beauty techniques accessible to all. Her influence is further amplified through strategic collaborations with major brands, positioning her as a trusted figure in the beauty industry.

Kat Bautista, General Manager of NYMA, expressed great enthusiasm about their inclusion: “The addition of Pat and Adelina to our NYMA family represents a significant milestone in our quest to nurture and promote top-tier Filipino talent. Their unique abilities and compelling narratives are not only a perfect fit for NYMA's vision but also demonstrate our dedication to enriching the local entertainment landscape.”




NYMA's rising stars Pat Tingjuy and Adelina Eugenio, flanked by the NYMA General Manager Kat Bautista, at the media and trade launch

As an integral part of Kroma Entertainment, NYMA stands at the forefront of nurturing trailblazers in the entertainment industry. With a commitment to innovation and excellence, NYMA is dedicated to bringing Filipino talent to the forefront of global media.

For further information about NYMA and its exceptional talents, please visit nyma.ph.


Follow Pat and Adelina on social media:


Pat Tingjuy:

TikTok: https://www.tiktok.com/@pattingjuy

Instagram: https://www.instagram.com/pattingjuy


Adelina Eugenio:
TikTok: https://www.tiktok.com/@adellacos

Instagram: https://www.instagram.com/adellacoss

Facebook: https://www.facebook.com/profile.php?id=100089870892929

YouTube: https://www.youtube.com/@Adellacoss



FOR MORE INFORMATION ON PAT TINGJUY AND ADELINA EUGENIO, PLEASE CONTACT:

Zen Lovelle Galope | zl.roncal@kroma.ph

Karen Tumbali | karen.tumbali@kroma.ph



About KROMA

KROMA Entertainment is a TraDigital Entertainment company that brings together passionate content creators, the best talent, and innovative technology to produce fresh and engaging entertainment for the Filipino audiences and beyond. Kroma offers entertainment across screens and formats, be it films, series, podcasts, TV shows, music, digital content, or events. Its brands ANIMA Studios, ANIMA Pods, Live MNL, NYMA, Kroma Music, Kroma PubCo, and PIE form a unique ecosystem to create trailblazing experiences for its clients and audiences. To learn more about KROMA, visit www.kroma.ph



About NYMA

NYMA is a talent agency that nurtures trailblazers to break through all media spaces. NYMA’s vision is to be the home of Filipino talents in the country and bring Filipino entertainment to the world. To learn more about NYMA, visit nyma.ph.

Toy safety warning: Potential health and toxicity hazards of kids’ blaster guns with gel water balls to young children

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Toxic watchdog group BAN Toxics raised concerns over the proliferation of battery-rechargeable gel blaster submachine gun toys using water-absorbing plastic beads or gel ammunition and similar toys.

“We express concern about the growing availability of gel blaster submachine gun toys using water beads or gel ammunition that expand to sizes ranging from 7 mm to 10 mm when soaked in water. We reiterate the dangers associated with plastic beads, particularly the risk of ingestion and choking, which can have severe consequences for infants and young children,” said Thony Dizon, Toxics Campaigner, BAN Toxics.

Commonly labeled as 'non-toxic,' water beads contain a superabsorbent polymer and are indigestible. When ingested, the beads absorb the body’s fluids and can expand, leading to symptoms such as vomiting, dehydration, intestinal blockage, infection, and even death. Urgent surgical intervention may be necessary to extract the beads from the intestine.

In the United States, nearly 7,000 injuries related to ingesting water beads were documented between 2018 and 2022. Several countries have issued product recalls and safety warnings over the danger of water-expanding toys, including the U.S., Canada, Australia, and several European countries, including the United Kingdom, Spain, Poland, and Cyprus, to name a few.

The U.S. Consumer Product Safety Commission (CPSC) has warned in 2023 that water beads may contain toxic chemicals that can leach into the body, including acrylamide, a known carcinogen. Just this March, it has issued two new product safety warnings related to new evidence pointing to toxicity in some water beads products sold in Amazon.

While a single ingestion might not cause harm, the chemical toxicity associated with certain brands of water beads may intensify with repeated exposure over time, leading to adverse health effects such as central nervous system issues and reduced fertility.

Child safety advocates have consistently highlighted concerns about this issue. “While the country has established a national standard for toys, enacted a law for safety labeling of toys and issued related regulations to safeguard Filipino children, there is an urgent need to enhance the current regulatory framework to address the growing concerns of chemical toxicity, unregulated production and importation, and resulting environmental impact of toy plastic wastes and e-waste,” he added.

“According to UNEP data in 2014, the toy industry is the most plastic intensive industry globally. It is high time for the country to strengthen its regulations and emphasize sustainable production and trade of plastic toys.” The Philippines primarily imports plastic toys from China, Vietnam, and Japan.

BAN Toxics has urged the Food and Drugs Administration (FDA), Department of Health (DOH) and the Department of Trade and Industry (DTI) to intensify post-market surveillance and conduct testing of water beads for chemical toxicity. It also advised parents and caregivers to supervise children when playing with water beads or refrain from purchasing these products if they have young children at home.

BAN Toxics is joining other environmental organizations in Ottawa, Canada from April 23-29 for the fourth session of the Intergovernmental Negotiation Committee (INC-4) to push for a legally binding global treaty aimed at reducing plastic pollution. #



References:

https://www.cpsc.gov/Safety-Education/Safety-Education-Centers/Water-Beads-Information-Center

https://www.cpsc.gov/Newsroom/News-Releases/2024/CPSC-Warns-that-Narcotics-and-Water-Beads-Are-Growing-Risks-Facing-Young-Children

https://wedocs.unep.org/bitstream/handle/20.500.11822/25302/Valuing_Plastic_ES.pdf

https://www.unep.org/inc-plastic-pollution/session-4