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Monday, August 7, 2023

New batch of second year college students qualify as S&T scholars under the DOST Bangon Marawi Program


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The Department of Science and Technology – Science Education Institute (DOST-SEI) announces 29 new qualifiers to the DOST-SEI Bangon Marawi Program in Science and Technology Human Resource Development (STHRD), a scholarship program granted to qualified second year students enrolled in science, technology, engineering and mathematics (STEM) courses who were affected by the armed conflict or were displaced from their communities during the Marawi siege in 2017.

In addition, four (4) more potential qualifiers – whose names do not appear on the published list – are also under consideration, pending resubmission of requirements for further evaluation.

A total of 65 students enrolled in priority S&T programs at Mindanao State University-Main Campus (MSU-Main Campus), MSU-Iligan Institute of Technology (MSU-IIT) and MSU-Lanao National College of Arts and Trades (MSU-LNCAT) took the pen-and-paper qualifying examination on March 7, 2023 at the MSU-Main Campus, Marawi City, Lanao del Sur.

With the aim to uplift the hopes of the youth after the Marawi siege, qualifiers who will avail of the grants will enjoy benefits including a monthly stipend of ₱7,000.00, learning materials and/or connectivity allowance of ₱10,000.00 per academic year, among others, starting in the First Semester of Academic Year 2022-2023. Scholars will be able to benefit from the scholarship for a maximum of four years as a retroactive grant.

As DOST-SEI Director Dr. Josette Biyo said, “I believe that STEM could create solutions to various societal problems we have today, thus, while Bangon Marawi Program is here, I encourage all students to grab the opportunity to pursue significant STEM careers and contribute to reviving Marawi.”

Upon completion of their degree programs, scholars shall be working in their fields of specialization in the country, ideally in their home regions, for a period equivalent to the length of years in which they enjoyed the scholarship.

The Bangon Marawi Program is one of the Department’s responses to rebuild the human and social infrastructures of Marawi City after the 2017 siege. Since 2018, the program has provided scholarships for Marawi students enrolled in science, technology, engineering, and mathematics (STEM) courses in the undergraduate and graduate levels and has produced 369 graduates in the bachelor’s degree, 14 in the master's program and 4 PhD scholar-graduates.

What Makes A Vape Juice Brand Reliable This 2023?


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Vaping is an increasingly popular activity for people worldwide, allowing them to experience unique flavors and styles of vape juices safely and enjoyably. However, with so many brands claiming to be reliable and trustworthy, it can be hard to know which ones you should invest your time into this year. To make things easier, here are 7 tips that can help you find the best vape juice brands for quality vape juices in 2023:


7 Things That Make A Vape Juice Brand Reliable This 2023


1. Quality ingredients

As vape enthusiasts are becoming more discerning in their tastes and preferences, it is essential to consider what makes a vape juice brand reliable in 2023. One factor that cannot be overlooked is the quality of ingredients used in vape juice production.

High-quality ingredients ensure that vape juice tastes great and is safe to use. In 2023, a reliable vape juice brand will use only the finest ingredients from trusted suppliers. These ingredients should be carefully selected and expertly blended to create a unique and memorable vaping experience. With this in mind, vape enthusiasts can rest assured that they are getting the best product on the market when choosing a brand committed to quality ingredients.



2. Variety of flavors

One key factor that can make a vape juice brand reliable in 2023 is its variety of flavors. The market for vape juice has been expanding rapidly over the past few years, and consumers are increasingly looking for unique and interesting flavors.

A reliable brand can offer a wide range of flavors to suit every type of customer, from sweet and fruity options to savory and complex blends. Not only does a diverse selection of flavors make a brand more appealing to customers, but it also showcases its creativity and commitment to producing high-quality products. As the industry continues to evolve, vape juice brands that prioritize variety and innovation will have a competitive edge and establish themselves as leaders in the market.


3. Transparent lab results

As the vaping industry continues to grow, more and more vape juice brands are popping up. With so many options available, consumers must know what separates a reliable brand from the rest. Transparent lab results are one thing that sets a reliable vape juice brand apart. By providing detailed lab reports on the ingredients used in their products, consumers can have peace of mind knowing exactly what they are consuming.

This level of transparency shows that the brand is committed to providing quality products and builds trust between the brand and the consumer. So if you're looking for a trustworthy vape juice brand in 2023, check for transparent lab results.


4. Professional packaging and labeling

In the ever-evolving world of vaping, one of the things that will make a brand reliable in 2023 is professional packaging and labeling. With new laws and regulations surrounding vaping products, it is more important than ever for companies to have clear and accurate labeling.

Professional packaging ensures that the product is presented attractively and professionally and helps protect the product during transportation and storage. Remember, the packaging and labeling of a product are often the first impressions a consumer will have and can influence their decision on whether or not to purchase a particular brand. Therefore, investing in high-quality packaging and labeling is a smart choice for any vape juice brand looking to stand out in an increasingly competitive market.


5. Trusted manufacturing practices

In 2023, with the rise of vape juice brands, the importance of trusted manufacturing practices cannot be overstated. These practices ensure that the product sold is high quality and safe for consumption. When a vape juice brand uses trusted manufacturing practices, it means they follow strict guidelines and regulations set forth by the authorities.

This pertains to safety, labeling, packaging, and marketing, among other things. Reliable vape juice brands do not cut corners and pay close attention to every detail. Trusted manufacturing practices are essential for the health and safety of consumers and the industry's growth as a whole.


6. Customer reviews and feedback

In an ever-growing market of vape juice brands, it can be challenging to determine which ones to trust. However, customer reviews and feedback are one factor that sets a reliable brand apart from the rest. By analyzing what users say about a particular product, consumers gain insight into its quality, flavor, and overall satisfaction.

Whether it's the smoothness of a particular flavor or the rigidity of the bottle, customer reviews provide valuable information to help buyers make informed decisions. In 2023, it's expected that customer reviews will continue to be a vital aspect of the purchasing process for vape juice brands. By prioritizing them, brands build trust and establish a reputation for quality and excellence in the industry.


7. Compliance with industry standards and regulations

In the world of vaping, reliability is of utmost importance. A brand that can deliver consistent quality and flavor can quickly gain a loyal following. One critical element that makes a vape juice brand reliable this 2023 is compliance with industry standards and regulations.

With growing concerns over the safety and health risks of vaping, it has become imperative for brands to adhere to strict guidelines and regulations. Doing so ensures that every bottle of vape juice produced is safe for consumption and meets the necessary health and safety standards. This commitment to quality and safety is a sign that a vaping brand can be trusted by its customers.


Summing It Up

Ultimately, finding a reliable vape juice brand in 2023 may seem daunting. However, with thorough research and understanding of the necessary factors to consider in choosing one, any consumer can find an ideal vaping experience. From product purity, customer service quality, competitive pricing, accessibility, and a vast selection of flavors that tickle the taste buds, it takes all these components and more for a vape juice brand to be considered credible. So when looking for good and reliable vape juice this year, take the necessary steps to make the best and most informed decisions - your taste buds will thank you!

Adoption of fintech services through mobile apps will exceed 72% in the Philippines by the end of 2023


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In terms of user growth in the past five years, main contributors to the development of the fintech industry in the Philippines are E-Wallets (+1026%), Digital Lending (+330%) and E-commerce (+222%).

Manila, Philippines | August 2023 — The adoption rate of financial technology in the Philippines among the population aged 15 years old and over through mobile apps may increase to 72.2% or 59.3 million users by the end of 2023, according to a new report from consumer credit service Digido.

The maximum growth of this indicator is expected to come from the Payments & Transfers segment (+17.6%), followed by E-Wallets (+4.9%), Digital Banking (+4.3%), Digital Investments (+3.7%) and Digital Lending (+0.9%).


Last year, the adoption rate of fintech services among the population aged 15 years old and over in the Philippines reached 69.3% from 64.4% in 2021. Similar to the region as a whole, the largest contributor is the e-commerce sector, with adoption among adults close to 100% in the Philippines at the end of 2022.


Of the 867 actively used fintech applications in the Philippines, the Digital Banking and E-Wallets segments are the most popular — with 163 (18.8%) and 134 (15.5%), respectively, followed by Payments & Transfers with 104 (11.9%), Wealth Management with 86 (9.9%) and Digital Lending with 84 (9.6%).


The Payments & Transfers segment exhibited the highest download growth rate at 11.3% per month from 2018 to 2022, followed by Business Management (10.7%) and Financial Advisors (8.4%).


In terms of user growth in the past five years, main contributors to the development of the fintech industry in the Philippines are E-Wallets (+1026%), Digital Lending (+330%) and E-commerce (+222%).


“The findings from our report indicate that the inertial movements towards the “fintechization” of the population is going from strength to strength. The country’s fintech infrastructure is also showing high adaptability to ever-emerging challenges, mainly due to a large domestic market and progressive government support,” Digido country manager Farit Shakirov said. “As it stands, there remains opportunity for the fintech industry to maintain momentum and build towards a more vibrant ecosystem by cultivating further trust in their services by providing seamless, communicable user experiences and fruitful collaborations.”
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