Coping with the accelerated Digitalization: Empowering Organizations with Digital Tools

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Majority of Philippine firms has relied heavily on traditional media and channels for decades, but with customers shifting to the digital realm more noticeable at the onset of the COVID-19 pandemic, it is now mandatory for agencies and brands to meet the customers where they are – that is on the virtual marketplace.

A recent study from data management consultancy TransUnion Information Solutions has unveiled that the shift towards digital could be permanent for Filipino businesses. Digital transformation has drastically accelerated, with 78% of organizations changing their digital transaction processes due to the pandemic.

Despite all odds, all hopes remain for MY BUSYBEE, INC., the Philippines’ top digital and media giant, whose recent efforts speed up the rollout of digital infrastructure towards getting in the right direction and building our digital economy.

Founded in 2009, BUSYBEE started with a basic SMS software; now it has grown into a full-fledged digital agency, covering the entire spectrum of digital marketing. From the words of the company’s CEO/founder Rico Hernandez, "Traditional media such as TV, radio, and print will soon be obsolete. All businesses must adapt to the latest technologies, otherwise, their market share will be eaten up by competitors." Businesses embracing this reality will surely be the leader of unprecedented growth.

Throughout the years, BUSYBEE has kept innovating to improve the quality of Filipinos’ digital experience as it continually provides various digital, world-class platforms and services. The company is at the forefront of client satisfaction by delivering top caliber and high–quality outputs. BUSYBEE believes that it is only fitting that we continue to improve and innovate our digital products and services to help improve the business environment in the country.

“Technology is meant to serve humanity, not the other way around. So the goal is to produce simple, relevant, and usable applications behind the utterly complicated codes. This being the case, BUSYBEE finds honor in harnessing the advancement in technology for public service and the greater good. We take it as our integral accountability to our users and to the Supreme being that capacitated us. The ability of our end-users to utilize our work is our organization’s sweetest glory,” Hernandez said.

This year, BUSYBEE together with the Rotary Club of Alabang Madrigal Business Park, Asian-African Chamber of Commerce and Industry, ASEAN Youth Organization, Junior Chamber International Pasay Perlas, Rotaract Club of San Antonio de Padua, and many other partners will be kicking off the roll out of its series of Webinars starting July 22, 2021, with the theme: “Coping with the accelerated Digitalization: Empowering Organizations with Digital Tools.” The Webinar series aims to explain the pandemic-accelerated digitalization and to provide a point for organizations to begin their transition to becoming more competitive in the digital world. For those who have adapted earlier, this will help them further understand and improve their digital facilities.

The webinar series will be open to the public and will be conducted in three parts that will cover topics such as SMS and Viber Marketing, eCommerce and Web Development, Information Systems and Artificial Intelligence (AI) Chatbot,Virtual Event Platform, Cybersecurity and Data Privacy with invited panelists and speakers from concerned government agencies and experts from the private sector. To register to the webinar, log on their website https://www.mybusybee.net/busybee-webinar/ 

Government protocols to control the spread of the COVID-19 have caused limitations and a great loss to many businesses in the Philippines. While some businesses especially SMEs temporarily or permanently ceased operations, some have seen this as an opportunity to evolve and cope with the accelerated digitalization of things. The question is where do we begin? Are we even ready to embrace digitalization and let go of our traditional ways?

Why do you require Mediclaim Policy?

 

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Mediclaim is considered to be a popularly availed health insurance plan. In this type of insurance, the providers tend to cover the medical expenses of the policyholder which might have been incurred during the tenure of the policy term. Either, the policyholder is required to submit the medical bills at the provider’s office for reimbursement or visit any network hospital to avail cashless medical facilities. Currently, mediclaim insurance premium in India is quite low when compared to foreign countries and covers a wide range of health ailments.

Why need to avail a policy?

Healthcare expenses in the country as well as abroad is skyrocketing, a fact that cannot be denied or neglected. Hence, it has become important for every individual and family members to derive a mediclaim policy to stay financially protected when availing medical treatment from the best hospitals. Medical cover is offered to the policy holders and those covered in the plan for a specific sum amount insured. It covers critical illnesses and hospitalization. The policy however remains valid for a specific time period. Once the expiry date comes near, the insured is required to renew it so that the policy benefits can be availed during medical emergencies.

What is the difference between Mediclaim and Health Insurance policy?

Both the terms are used often interchangeably. However, they are both cited to be somewhat different. In case of health insurance policy, it works on benefit principle, with the insured provided with a lump sum amount benefit in case of facing issues like critical illness, accident, etc. On the other hand, Mediclaim insurance policy functions on indemnity basis. This means, the policyholder will get reimbursement for all healthcare expenses borne by him from the selected insurance provider.

Some significant differences to know

·       Sum Insured: Usually, Mediclaim policy comes with lower sum insured. Health insurance plan of comprehensive nature can provide higher sum insured with instances of crossing even crores at times.

·       Claim: In Mediclaim, the insured has the facility to make multiple claims. This is until he/she has exhausted the available insured amount. In health insurance policy, the insured is provided lump sum benefit in case, they are diagnosed with critical illness or meet unfortunate accident. On completion of payout, the plan ceases to exist.

·       Coverage: Mediclaim covers hospitalization and medical expenses. Health insurance covers hospitalization and additional expenses like daily cash allowances, ambulance charges, etc.

Reasons to invest in Mediclaim policy

People these days are suffering more from health ailments resulting from wrong lifestyle choices. Hence, investing in a good mediclaim policy for the entire family is termed to be inevitable. Such plans offer you with a financial cushion taking care of medical emergencies. It also offers different types of benefits like:

·       It is a cost-effective way to obtain top quality healthcare services from the best hospitals in the country.

·       Cashless hospitalization facilities

·       Provides peace of mind

·       Reduces financial burden

·       Insurance provider manages all hospitalization expenses as agreed in the policy.

·       Eliminates unwanted out of pocket costs.

·       Premium charged towards availing mediclaim policy comes with crucial tax benefits.

·       Can avail family floater and individual policies

What expenses are covered under the Mediclaim policy?

The coverage offered by Mediclaim policy tends to differ between policies. Hence, you need to be careful and compared the features offered by different policies to ensure selecting the best one for your family. Some common expenses taken care of by the policy are as follows:

·       Daycare expenses: Some expenses arising on technically advanced medical treatments might require a day’s hospitalization like dialysis, cataract treatment, etc.

·       Hospitalization expenses: The plan will cover all medical costs incurred during hospitalization like blood, OT charges, diagnostic procedures, chemotherapy, radiotherapy, x-ray, room rent, pacemakers, etc.

·       Hospital room charges: Staying in hospitals means you have to rent beds in regular wards or get advanced treatment in the ICU. Such expenses will be fully compensated by deriving mediclaim hospitalization facility. But for this, you have to visit only provider network hospitals.

·       Pre & post hospitalization expenses: On hospitalization, medical expenses borne for about 30-60 days before admission to about 60-90 days after discharge get reimbursed by the policy. However, based on the policy chosen, number of days is likely to vary.

·       Medical professional consultation charges: Charges of the surgeons, doctors, medical professionals, etc. will be adequately compensated.

What benefits are offered by Mediclaim policy?

·       Affordable: Taking a policy can help combat increasing healthcare expenses and avail top quality facilities.

·       Medical emergencies: Having a policy will help avoid financial stress otherwise resulting from medical issues.

·       Income tax benefit: The policyholder can save a good amount of tax money under Section 80D of Income Tax Act, 1961.

·       Cashless facility: You can opt for cashless mediclaim policy where you and your family members can get hospitalization facilities without having to pay any advance money. Moreover, the medical bills are taken care of directly by the insurance company.

Selecting Care Health Insurance to get your Mediclaim policy will allow you to breathe freely and leave behind your medical related worries.

Entertainment in the Philippines

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Things to do or have fun in the Philippines



Filipinos are known all over the world for their musicality. In Manila and Cebu, and even on entire islands, music does not stop from morning to night. In addition, Filipinos rarely suffer from stage fright and do not need long persuasions to perform a song. Local music lovers also dance no worse and are ready to start dancing at the first opportunity. And there are many opportunities here: from fashionable nightclubs designed for official events and carnival to a whole bouquet of various discos and disco bars, as well as outdoor dance floors and beach parties. If you are a gambler, you will be pleasantly surprised by the rich selection of casinos and gaming halls in most of the main tourist points of the Philippine archipelago.



Golf

The Philippines is considered to have the best golf in Asia. This game is taken more than seriously here, historically it has been played for a long time, and the highest standards are set for golf here. They are obsessed with the quality of playgrounds here. Golf courses-ranging from modest 9-hole lawns for local enthusiasts to luxurious 72-hole courses of hundreds of hectares, where professional golfers from all over the world train - are something that the Philippines is proud of. Golf clubs and golf courses are located in the most beautiful places in the Philippines: surrounded by lakes, historical monuments, volcanoes, or tropical islands. Many golf courses in the Philippines were created by the most famous golf architects of the planet - for example, Jack Nicklaus, Arnold Palmer, Greg Norman, and Nick Faldo were noted here.



The underwater world of the Philippine Islands

The Philippines, if viewed from a geographical point of view, is separated from other countries by the South China Sea and the Pacific Ocean. They are located a little further south than Taiwan, north of Indonesia, and also part of the country is located to the east of Vietnam. Scientists claim that most of the marine organisms of the Pacific Ocean evolved in the triangle that formed between the Philippines, Papua New Guinea, and the Malacca Peninsula. Already from this triangle, organisms spread to other oceans and began to meet all over the world. This theory is confirmed by the fact that the region is very rich in marine fauna and flora.

In these places, you can see angelfish, Moorish idols, and other types of exotic fish. In addition, in the waters near the Philippines, you can also meet large inhabitants of the seas, for example, sharks, turtles, or stingrays. Lobsters, starfish, flat and feathery worms are also often observed near the islands.




Diving

The Philippines is 34,000 square kilometers of coral reefs, where more than 500 varieties of coral growth and more than 2,000 species of fish live.

There is practically nothing to compare the diversity of the underwater life of the archipelago with: corals, sponges, anemones, sea cucumbers, starfish, and, of course, coral fish, including such rare ones as yellow and black butterflyfish, iridescent blue or green sponges, triggers, and triangular batfish...

The Philippine waters are home to six species of sea turtles and more than 20 species of whales and dolphins, and the White Shark, the largest fish in the world.

In 1998, the United Nations declared the Tubbataha Reefs in the Philippines, southeast of Palawan Island, a world heritage site. Its entire territory of 33,200 hectares is now under UNESCO protection. Tubbataha Reef, with its two towering atolls, countless lagoons, and small islands, is a vast underwater home for all kinds of marine life in Asia: from tiny corals to sharks and whales.

There are ten marine national parks and reserves in the Philippines, carefully protected by the state.

 



Cockfights

Cockfighting is a mass sport here; it is not so popular in any other country as in the Philippines. Blood, excitement, bets attract millions of men across the country on Sunday to cockfights. Many get rich, and many lose everything, sometimes even their homes. The rooster is a favorite bird for these men, taking care of every day, washed, cleaned feathers; some even walk with them. Here it is customary for people to place bets on their pet, and those who could not come can take a look at pinoy online sabong. Many people from different countries watch online sabong philippines and try to make money on it. For example, here Talpakan.ph is one of the sites where you can watch the fight's broadcast and make a bet.

Roosters have innate aggression towards all males of the same species, but they never kill each other in life. Here they are also helped by sharp blades that cling to the left leg of the rooster. As a rule, such fights do not last long. If the bird is exhausted or severely injured, the referee stops the fight. The winner's owner often picks up the losing bird to cook a delicious family dinner.



SPA

SPA centers and health resorts in the Philippines offer guests more than just programs that improve physical health. All lodges are located in lovely places and are built-in in complete harmony with the surrounding virgin nature. They take great care not to harm the island or the coast on which the resort is located and attach much importance to ecology. Verified beauty recipes for thousands of years and the latest world achievements in this field, natural ingredients, and modern methods-local SPA successfully combine all this. Add to this the world-famous Filipino hospitality and the highest level of service - and you will agree that this is one of the most beautiful recreation opportunities.


Shopping

In big cities and capitals - Manila and Cebu - colossal shopping centers are always full of visitors: shopping for the local middle class has long turned into a full-fledged national entertainment. Customers are happy to choose things from Armani, Gucci, Prada, YSL, Bvlgari, Tod's, Louis Vuitton, and then, slowly, have lunch in numerous continental, European, or Asian restaurants cuisine. A shopping mall in the Philippines is more than just a collection of shops under one roof: in the middle of the urban landscape, there are quaint structures with live palm trees and flower gardens, fountains, and artificial waterfalls, illuminated with all the colors of the rainbow. Theaters, exhibitions of contemporary art, and entertainment centers are often opened in shopping pavilions. There is everything here for a citizen who came here to shop to get the whole set of pleasures. Shopping in the Philippines is a celebration of feelings.