What Happens If I Buy a Car with Outstanding Finance Owing?

Wazzup Pilipinas!

Car financing deals provide financial products through which buyers can purchase a new car through a finance company. Most of the people prefer to purchase the car with outstanding finance deals. This means that the person using the car will not owe the car until the loan is paid.

Around 85 percent of the new cars and 50 percent of the used cars are involved in financing deals. Buying a new or used car needs a huge investment. Therefore, most of the people prefer to purchase the car through car financing deals. This process is limited to the time frame of around 2 to 5 years, depending upon your preferences.

The buyer has to sign a Hire purchase agreement to process the car finance option which involves the process of monthly payments after depositing a specific amount demanded by the finance company.

But, if you purchase a car involved in some outstanding finances, then you might get yourself in big trouble. Therefore, it is important to run a rev check first, which will provide you the information about the vehicle's outstanding finances before purchasing it.

Most of the car financing deals don’t allow you to sell the car until the loan is paid. Despite this fact, many people sell their cars with outstanding finances, which is illegal. Well, if this happens, these things must be done:
Result of buying a car with an outstanding finance

If a person has bought the car without having any idea of its outstanding finances, then the person has the right to keep it. Though, the finance company will still contact the owner to pay the outstanding finances.

It will show a positive attitude if you respond to the communication that you receive through the finance company. Saving every document that you have received or responded will prove out to be beneficial for your assistance.

You must hold the details of the person from whom you have bought the car along with the transaction receipt. These details are essential in this case to prove you right.

In addition to this, you must contact the business or an individual that has sold you the car with outstanding finances. You must remain cool and polite with them to sort out the situation. However, it will be difficult to track them as they already know that they have committed a crime.
What will happen if it doesn’t work?

There is a probability that the finance company will not accept your explanation and will demand the remaining payments. If you fail to do so, they have the right to take your car. Clear explanations and better communication will leave you out in the favorable condition.

Even if this fails to happen, you can contact the lawyer for taking legal action to claim your car or a return for your money.
What to do if you know the car has outstanding finance before buying it?

If you find that the car has remaining outstanding finances before purchasing it, avoid purchasing the car. If still you purchase that car and the finance company proves your fault, the company can rightfully claim the vehicle.

Even though the seller provides you with all proof and payments of the financed car, still buying such a car is avoided at any cost.

The car belongs to the company as long as the payment is not settled. If you become the owner of the car after purchasing it through the seller, you will inherit the debt that the finance company demands to get settled. In concern with this, if you have paid the money to the seller, then you can consult with the court to demand justice which will acquire investment to justify.

It is essential to have every evidence that you possess regarding the purchase of your used car involved in outstanding finances. These proves will make your case more reliable and clear.

#GayaSaPelikulaFinale: Every child deserves a Tito Santi in their lives

Wazzup Pilipinas!

Gaya sa Pelikula peaked at the top spot on Twitter Trend Topics an hour after its finale episode premiere.

Related words such as #SOGIEEQUALITYNOW, Season 2, Vlad, Anna, Hanggang Sa Muli and Tito Santi also trended.

The scene where I cried the most: Karl admitting he's gay & he loves Vlad to Tito Santi(The uncle whom he trust the most.)

It wasn't easy, he's afraid. 

Someone out there feels the same too. 

Karl, you're braver than everyone else thought.

What Tito Santi said got me right straight through the heart. The feels were too real. It was a kind of pain every gay guy fears of. 

Grabe no. Every gay person out there would wish they had a Tito Santi growing up.  They wish they had someone to tell them it's okay to be gay. They wish they had someone to guide them. 

I really loved how Karl was given a chance in #GayaSaPelikulaFinale to actually tell his own story. I loved how it unfolded right before our eyes--when he came out to Tito Santi and Vlad, to starting to pursue his dreams, which is to make films. 

Sobrang relatable nung sinabi ni Tito Santi na his achievements are invalidated just because he's gay. it hurts because some queer compensate for their sogie by becoming achievers only for those achievements to be in vain because of what they were trying to compensate for.

Really felt Tito Santi and Karl's moment. I know the feeling of being so afraid and also know how other people think of gays, with certain limitations. But like what Tito Santi said "nasaktan lang ako pero nasaakin padin lahat ng achievements ko" 

Pero di bale. Thank you sa gay twitter sa totoo lang kasi ito yung nag educate at patuloy na nag eeducate sa kanila. You make them brave.

Tito Santi takes the prize for making us cry. Pay respect to your elders. They had it much harder than us, and yet they chose to pave the way for us.

"Love is really unbeatable. No one knows when will it gonna come. You'll just suddenly realize that "Oh! I'm in love."

The way karl confesses his feelings to tito santi is the bravest things he made. I said what I said.

Tito Santi was right—how some of the peeps sa community tries so hard for achievements just to compensate for their SOGIE.

The fact na people invalidate their achievements JUST BECAUSE THEY'RE NOT HETERO.

I have so many LGBT friends and I know, in one way or another, naranasan din nila yung ganoong klase ng struggle—not being good enough despite doing your best kasi hindi ka straight, being afraid to embrace kung sino ka at mahalin kung sino yung taong gusto mo.

It's now up to us to ensure a better future for the queer kids that will come after us. Fight. Walang patitinag.

I wish the people behind #GayaSaPelikula explore the life and trials of the Tito Santis of the world. Sana next time ang mga Tito Santis naman ang mabigyan ng spotlight.

Philippine Craft Kings, JuggiesPH put local craft beer on centerstage

Wazzup Pilipinas!

The first time I drank beer, I literally couldn't stand up without wobbling. But that's probably because I either drank the wrong beer or drank too little.

Seriously, drinking just a few bottles, or glasses, of beer is more of a joke than a choice because Filipinos are among the best beer drinkers in the world. Not only do they consume a whole lot of the golden brew, they are also beer connoisseurs and adventure-seekers when it comes to what fills up their beer mugs.

Underneath the world of flowing commercial beer is a sub-universe of very impressive, locally brewed craft beer. Small, usually independent craft breweries aim both for variety and quality, tickling the fancy of young-and-slightly-older discerning drinkers at bars, parties, hotels and watering holes. Philippine Craft Kings (PCK) started bringing the craft beers into the mainstream in 2013, penetrating the Philippine beer scene with just one brand, then growing to more than 20 partner breweries serving more than 100 beer variants at present.

From non-alcoholic drinks like ginger ale, butter beer and soon, club soda, PCK and JuggiesPH have the works: light and sweet beers, lager, pilsner, pale ale, dark beer, stout, wheat beers and lagers, from 4.8% to 10.5% alcohol content.

Now that most bars are closed and social interaction is limited, Philippine Craft Kings lets its market still enjoy the beers like before in Juggies -- insulated, tap-equipped containers with a freshness valve and comes with a key to unlock the easy-pour function. Juggies come in 2-liter and 5-liter options and can keep the drinks ice cold and fresh for up to three days.

PCK/JuggiesPH CEO Jazel Justiniani Paraiso said they have responded to the limitations and challenges imposed by existing protocols by creating party packages and out of town packages made up of beer choices and their best pica pairs. “People can place their orders online and we deliver the Juggies along with the party packages. That way families and small groups can enjoy drinking beer and munching on tapas, snacks, cheeses and other food pairings in the privacy and safety of home.”

“Beers and drinks served in a Juggy are freshly brewed and kegged the same day they are ordered. They arrive cold and the Juggies -- which are reusable and recyclable -- are easy to use,” Paraiso added.

PCK/JuggiesPH meets and works together with the brewers and listen to the unique stories behind the beers. “Filipino beer brewers are amazing because they are adventurous, creative and true masters of their craft. Every time there’s a new beer we let our customers know so they get the chance to taste new and limited releases. We bring the story of the beers and the brewers out to the market. And that’s how we help support the local craft beer industry,” Paraiso said.

In October, PCK/JuggiesPH opened up a Juggies Filling Station at Brick and Mortar in BGC and one in Quezon City so beer drinkers can have their fill and continue to enjoy good times at home.

The craft beer industry is growing not just in the Philippines but in Southeast Asia. Currently valued at $134 million, it is projected to grow to $400 million by end 2021.

For more information and to have a Juggies experience, visit juggies.ph or contact JuggiesPH through info@juggie.ph or 0917 514 8118.