Is "Rent-to-own" more like a scam than a convenience?

Wazzup Pilipinas!

Ano nga ba difference ng "Rent-To-Own" sa purely "Rent" a condo?

"The rent-to-own setup is vulnerable to scams and shady landlords. As the tenant, you take on most of the risk in a rent-to-own contract. You're the one paying more than necessary in rent each month with the promise that the owner will credit the amount toward the purchase price someday."

Deceiving ang "rent-to-own" term dahil hindi totally paying a monthly rent ang peg which sorts of makes it a scam of condo or house brokers or sellers ... dahil you are not really fully "renting-to-own" as expected.

It's more like they just made it easier for a buyer to pay for the .... let's say 20% bulk downpayment (which you can now pay within 6 months for example.. while already occupying the property)....and the rest is the usual scheme of getting a bank to approve your loan of the bigger part of the actual cost.

Real "rent-to-own" per se should be paying a monthly rental until you have completely paid for the property.

There should not be a third party like a bank that you have to owe a loan. Because banks require a lot of documents and qualifying criteria before they could approve your loan.

"Unlike traditional financing, rent-to-own is owner financed, which means that the owner is the one offering financing to buyers. As a result, lessees pay rent that is slightly above market rate. This is because a portion of it will go to the down payment for the property in the event that the lessee decides to purchase it. In such case, he or she must arrange for financing, either through a bank or other lending institution, to pay for the remaining balance."

The Significance of Sugawara as a Character in Haikyuu

Wazzup Pilipinas!

Wait! Who called Sugawara useless?!

To whoever said Sugawara isn't useful, you better rewatch the show sweetie. Sugawara is very much useful in the show. He lightens up the mood and even taught Hinata the hand signals. Even as a third year, he gave his spot to Kags and I have mad respect for him.

Excuse me, but Sugawara is one of the reasons why Karasuno developed this much. He maintains the stability of the team, yet you're calling him useless, you f*cker? 

Sugawara is one of the biggest clutch characters for Karasuno and is one of the main reasons why Kageyama developed so much. Without him, Karasuno loses their mental backbone and stability in numerous ways.

Don't you dare slander my bestest boy Sugawara because I will slit all your throats. This boy stayed up all night to study best defenses for the team. You know they can't just rely on Tobio's attacks.

Y'all make Sugawara so bland like you know damn well his personality is full of spice and you just reduce him to being the mom?

Bokutos emo mode is completely normal and you guys just see it as him being “emotional” because you're used to characters that don't show emotion like he does.

Sugawara fucking Koshi is the mastermind throughout the game. He's the one to make techniques, dumbasses!

SUGAWARA ISNT USELESS!

HERE IS A THREAD ON THE SIGNIFICANCE OF SUGAWARA AS A CHARACTER IN HAIKYUU (Since some of yall lack insight) by @sgastripysocks:

Lets begin! 

Sugawara was one of the first people on karasuno’s team to understand and acknowledge how talented kageyama was, despite his standoffish and hostile attitude at the time.

Sugawara wanted the best for the team and gave his place as the starting setter over to Kageyama because he believed and had faith that he would be able to bring out the best in his teammates. Let’s not forget that he wasn’t jealous or resentful towards Kageyama in any way.

Throughout the anime and manga he acted as a voice of reason towards his underclassmen, helping them train and giving them advice, as well as supporting them during games and cheering on their successes.

Sugawara has an incredibly kind hearted personality, and is almost always encouraging his teammates to be more positive and confident in themselves. 

A lot of people fail to acknowledge his skill as a setter, and in the games he’s played throughout the series, his talent as a setter is recognised by everyone’s that watches him play as well as their opponents.

So in conclusion, there’s so much more to sugawara than a ‘pretty setter’ or the ‘mom of the group’. Without him, the team wouldn’t have gotten as far as they did. 

Pabibo ni Presidente Para sa mga Pabobo ang Peg

Wazzup Pilipinas!

"Umamin na si Duterte na pakana talaga ng gobyerno ang mga Facebook Pages na tinanggal dahil sa coordinated inauthentic behavior. 

Nagalit si Duterte kasi nahuli ang China, PNP at AFP na nasa likod ng trolls, fake accounts at fake news." - Tonyo Cruz

Reaction:

An open letter to the Dilawans:

Dear Dilawans,

Nangako na nga, gusto ninyo ay tuparin pa?!

Sumosobra na talaga kayo! Tigilan nyo na sila! Dahil kung hindi, pupunta kami sa China,  we will ask the Navy to bring us to the nearest boundary, diyan sa Spratly Scarborough Shoal, bababa kami, sasakay kami ng tig-isa ng jetski na dala dala yung flag ng Pilipinas at pupunta kami doon sa airport nila tapos itatanim namin don then we would say,  "This is ours and do what you want with us! Bahala na kayo!" 

In 3 to 6 months, we will stop drugs! We will stop contractualization, we will stop criminality! Then, we will stop Corruption! Just a whiff of corruption, you are out of here! 

Oo. Tsaka everything is well in this country.. There is nothing to be extra scared of that corona virus thingy. We assure you, just like SARS, it will die a natural death. Huwag ninyo sisihin si Duque komo hindi siya agad nag lockdown. Ayaw nating magtampo mga Chinese BFFs natin. 

Yang Covid na iyan, huwag kayo matakot veerus lang yan. Sampalin namin yan. Punta ka lang gasolinahan, ibabad ninyo sa gasolina at diesel ang face masks ninyo at talagang mamatay yang si veerus..... o kaya mag spray tayo ng pesticide sa buong bansa. Totoo yan hindi kami nagbibiro!

Huwag kayong maniwala sa mga Dilawan, puro reklamo Yan. Kahit ano gawin namin laging mali. Nagpalagay kami ng synthetic white sands sa kapirasong parte ng Manila Bay for the mental health of the Filipino pero mas gusto yata nila yung basura.

Ang alam naming nagpapakalat ng fake news ay ang troll pages ng Dilawans na halimbawa posting of Pugad Baboy comics misinformation ni Pol Medina tungkol sa mangroves at hindi ang mga Facebook pages ng AFP, PNP, at Hands Off Our Children "advocacy" pages.

As usual nakaprivate rin ang comments section ng mga ibang Dilawans para sila-sila lang na mga bobong katulad nila ang magbobolahan.

Na mis-interpret nyo lang po si Daddy D. 

Kawawa naman kaming mga trolls nito dahil walang kita sa darating na Pasko. Less than a hundred days na lang.

Yours truly,

Dolomite Dust Snorters (DDS)

*Inspired by comments section of Pulpolitika FB page

**Images from Pulpolitika and Malacañang Events and Catering Services Facebook pages

***Title inspiration from fellow blogger Claire Pajarillo Santiago