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Friday, August 30, 2019

Top 4 Cities That You Should Visit At Least Once In Your Lifetime

Wazzup Pilipinas!

Our world is filled with places that are not only beautiful but also quite fascinating. Because of this reason, it can be quite tough for you to find the perfect place that can make the days of your vacations even more beautiful. 

Thus, to help you with this awkward dilemma, we have listed some of the most beautiful places that will not only be able to subdue your wander thirst but will also make your precious vacation days unforgettable.  

1. Paris, France
Considered as one of the most beautiful cities in the world by the travelers, Paris should always be on the top of the list of your vacation spots. Most of the visitors generally get attracted to the capital city of France not only because of the iconic Eiffel Tower but also because of the museums like the Louvre, which are historically very important. You will also be able to engage in various travel activities if you decide to visit Paris.

Because of these reasons, it may take almost a month for you to visit only the famous places in the city of light. So, if you are thinking to visit the city of light, then try to plan your schedule as early as possible.

2. Rome, Italy
If you love to visit the places that have a long history and is filled with lots of stories, then you should visit Rome at least once in your lifetime. Also known as the eternal city, Rome comes with a lot of churches, monuments, and ruins, which will offer you a glimpse of the Roman culture.

Some of the must-visit places of Rome are the Colosseum, the Pantheon, and the Trevi Fountain. Thus, if you choose to visit the eternal city, make sure to add these places on your bucket list.

3. South Island, New Zealand
Even though New Zealand is not a big country like France or Italy, it also has some amazing places which attract a lot of travel lovers. Among these exquisite places, South Island is considered to be one of the best not only because of its glorious mountains but also because of the graceful fjords and glaciers.

You will also be able to explore the world-famous Fiord land National Park or visit the Mount John Observatory to enjoy the magic of a starry night.

So, if you are thinking to visit a place that brims with majestic landscapes, then you should always opt for the South Island.

4. London, England
Extremely popular among the history lovers, the city of London comes with a lot of places that will make your days of vacation even more magical. Some of the must-visit places in London are the historic Tower of London, Windsor Castle, the Buckingham Palace, and the London Zoo.

Life is short. So, make the most out of it by doing the things you love and if traveling is your thing, then do not forget to visit these amazing cities at least once in your lifetime. 

A Quick Guide on Getting Your Car Loan Approved in the Philippines



Wazzup Pilipinas!

Loans are tricky business among Filipinos, as many still think that borrowing money—especially for something as important as a car—is either difficult, burdensome, or downright impossible given their life circumstances. For those with little confidence in loans, the best solution may be to save cash for a one-time, all-in payment of a vehicle. But saving for this purchase may take a lifetime, costing a Filipino family many hours’ worth of convenience, mobility, and safety inside of a car.

With an auto loan, however, you won’t need to wait until the end of time to secure the car of your dreams. Auto loans in the Philippines from the country’s top banking institutions open up a lot of chances for potential car owners. You can apply for a loan on a brand-new car, a reliable secondhand four-wheel drive, or even refinancing for a vehicle that’s already in your garage.

Though there are several steps to getting a car loan approved, the process is not as hard as you think it might be. Here are seven questions to guide you through your auto loan application, tackling everything from your eligibility to your financial plans.

Are you prepared for the responsibility of owning a car? A good car is an investment that will last you for decades, but you will need to shell out for expenses like registration, gasoline, and routine maintenance in that same amount of time. The most important prerequisite of getting an auto loan is that you are a responsible car owner, capable of managing your car’s day-to-day needs.




Will you opt for a brand-new car, a secondhand car, or refinancing for a vehicle you already own? Banks offer different loan rates for new vehicles, used vehicles, and vehicles that are up for refinancing. Some can even refinance cars that are between 5 and 11 years old. With the number of flexible loan packages out there, you’ll need to decide on which arrangement is the most reasonable.




Do you meet the basic eligibility requirements of your bank? Depending on your partner banking institution, you’ll need to be of a minimum age ( usually from 21 to 25) to have your auto loan approved. They may also demand that you hold Filipino citizenship, that you meet a certain monthly household income, and that you are employed or involved in a profitable business venture for a certain number of years. It is best to check with individual banking institutions on what their eligibility requirements are.




Do you have the paperwork to accompany your auto loan application? Aside from the application form, your bank is likely to ask for the following: (1) government-issued IDs; (2) banking statements; (3) a certificate of employment; (4) your latest Income Tax Return (ITR) Form 2316 from the Bureau of Internal Revenue (BIR); (5) proof of your billing address. Once you find out what these attachments are, you can start collecting the paperwork in advance.




Do you have a good credit history? Your partner bank will need proof that you have the financial capacity to repay the loan on time. To increase your chances of getting the auto loan approved, make sure to settle other matters that pertain to your credit history: pay all your other bills on time, settle outstanding loans, and obtain certificates of payment from previous lenders that you can show to the bank.




How much have you set aside for down payment? For most auto loans in the Philippines, banks demand a down payment of between 20% and 50% of the total amount. If you can save up for a more substantial down payment, the better it will be for you—you’ll borrow less from the bank, and you’ll pay a smaller amount for your monthly amortization.




How long will you give yourself to pay off the loan? As early as now, you should choose a target date for repaying the auto loan in full. Is it better to choose a shorter repayment term and higher monthly amounts, but less interest? Or will you opt for a longer repayment term with smaller monthly amounts, with the interest mounting over time? Decide the length of your repayment term based on what’s best for your monthly budget.

Once you have the answers to these questions, getting an auto loan approved shouldn’t be as scary as you first imagined. Doing so will allow you to spend less time raking in your savings and more time cruising through the city inside your dream car.

Tuesday, August 27, 2019

Oakwood To Launch Two New Oakwood Suites By 2020



Wazzup Pilipinas!

Oakwood, a wholly owned subsidiary of Mapletree Investments (“Mapletree”), today announced the signing of Oakwood Suites in two key locations - Bangkok, Thailand, and Yokohama, Japan. Oakwood Suites Bangkok is scheduled to open by the end of 2019, while Oakwood Suites Yokohama, a Mapletree-owned property, is set to open in mid-2020.

Oakwood launched its Oakwood Suites product in December 2016 with the opening of Oakwood Suites La Maison Jakarta in Indonesia. Conceived as a sanctuary for sophisticated travellers, Oakwood Suites offers exclusive residences for jetsetters and senior executives with an emphasis on prime locations within Asia Pacific’s most central commercial districts.

“Oakwood Suites offers residential comfort for well-heeled global citizens who desire unparelled service delivered in an unobtrusive manner. By expanding into Bangkok and Yokohama, we are greatly increasing Oakwood Suites’ footprint and bringing a new type of contemporary luxury to guests and travellers alike in both markets,” said Dean Schreiber, interim chief executive officer of Oakwood and managing director of Oakwood Asia Pacific.



Oakwood Suites Bangkok is strategically located along Sukhumvit Soi 24 within the popular Phrom Phong district. Just a four-minute walk to the BTS Skytrain Station, the property is in close proximity to a diverse range of restaurants and malls, as well as Bangkok’s Central Business District. Offering 232 well-appointed studios, one- and two-bedroom apartments, Oakwood Suites Bangkok will redefine the jetsetting lifestyle of savvy travellers on short trips and extended stays.

After 12 successful properties in Japan, Oakwood Suites Yokohama marks the brand’s expansion into Japan’s second-largest city. With a collection of 175 elegant apartments occupying levels 46 to 51 of The Tower Kitanaka, the largest and tallest residential building in Yokohama, guests will find Oakwood Suites Yokohama’s locale highly favourable.

“Mapletree is pleased to expand our lodging footprint in Japan. Oakwood Suites Yokohama will be our second Mapletree-owned serviced apartment in Japan, following Oakwood Apartments Azabudai, Tokyo. As part of our business strategy, Mapletree will continue to pursue opportunities to develop and acquire assets, and bring the Oakwood brand to global markets,” said Mr Chua Tiow Chye, deputy group chief executive officer of Mapletree.



Oakwood Suites Yokohama will offer the elevated convenience of direct access to the Bashamichi Train Station and a plethora of shops and dining options within its retail and cultural zone. Guests will be able to enjoy a waterfront residential lifestyle, as the tower sits right next to Yokohama Bay in the popular Minato Mirai area and a stone’s throw away from Yamashita Park, famed for its waterfront views of the Port of Yokohama. A half-hour train ride from Tokyo, Oakwood Suites Yokohama is set to be a highly anticipated accommodation option upon opening, ahead of the 2020 Tokyo Summer Olympics.
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