Shopper's Guide To Buy Gifts For Dog Lovers

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Are you looking for gifts for a dog lover? If you know someone who is a true dog lover, then you must be aware how much fond of their dog they must be, right? How about making them feel special by gifting them something unique? Today, you get ample of options in dog gifts, both readily available in the market and on the Internet. Don’t worry, we will guide you with the best gift ideas for dog lovers.

Below are a few options to gift the dog lover. Let’s have a look!

Dog Pajamas

Breaking all the odds of traditional dog lover gifts, you can gift them with cute dog pajamas. Yes, you read it! You get a massive collection in dog pajamas these days online, all you need is to know is the right age of the dogs. Whether it is big or small dog pajamas, you can get all on the Internet. Imagine, how cute the dogs will look wearing them.


Dog Leashes

One useful gift, right? Gone are the days when only a plain colored leash was available for the dogs. Now, you can get dog leashes in stunning colors and designs. You can either gift a set of a few different colored leashes or gift only a single leash. The choice is yours!

Dog Treats

Food is what makes our dogs lively, right? What better than gifting a pack of dog treat? Not just the gift is used for the owner, but also make their dog happy. From Earth animal no-hide treat to all natural dog treats, you get everything online.

Dog Beds

Nothing better than a comforting bed, right? Well, the same goes for the dogs. They love to sleep in their sweet corner. Why not gift them a dog bed? This gift will add to their corner and will provide them with a sound and safe sleep.

Dog Toys

Another great idea for gifting the dog the lover is to gift toys for their dogs. Playful yet useful, isn’t it? Dogs love to play, whether it a squishy fun silicon toy or a simple soft tennis ball, your dog will enjoy the gift to the fullest. This gift will help the dog stay fit and healthy.

Dog Packs

Dog packs, sounds fascinating, right? Customize the pack and include all the dog essentials, toys, clothes, leashes, and other dog accessories. Make it a big pack and gift them. Simple wow! This is one of the best options if you are on a good budget and looking for something grand.

Dog Jewelry

Yes! You can get a wide array of options in dog lover jewelry. Gifting your friend with dog-shaped jewelry will surely bring a smile on their face. It’s unique and impressive, isn’t it?

So, what are you waiting for? Choose the best option and make purchases. You can easily buy all of these options at Koa’s House. They offer a lot of options in dogs and cats accessories. Visit their website to know more details. Choose wisely!

Fortinet Signs Cyber Threat Information Sharing Agreement with IBM

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Proactive Threat Sharing Collaboration toProvide Enhanced Protection for Customers

Fortinet, a global leader in broad, automated, and integrated cybersecurity solutions, today announced that Fortinet and IBM Security will collaborate through the bi-directional sharing of cyber threat information.

• The goal of the agreement is to proactively combat cyber threats and threats to privacy globally through the sharing of contextual threat information generated by the Fortinet FortiGuard Labs threat research team and IBM Security’s X-Force research team.

• IBM Security and Fortinet will directly collaborate through bi-directional sharing of threat intelligence using secure channels. Joint threat information sharing will deliver deep security research expertise and global threat intelligence for increased protection for the customers of each company.

• IBM Security and Fortinet global threat research teams monitor and analyze security threats from a variety of sources, providing valuable and near real-time threat intelligence. By integrating the threat intelligence feeds from each company, customers will now benefit from more thorough data being available.

Ongoing Cooperation Between Fortinet and IBM

While the agreement formalizes the cooperation between Fortinet and IBM Security in regards to threat information sharing, both organizations have already been working together in regards to comprehensive security protections.

IBM Security has been a Fortinet Fabric-Ready partner since 2017. Fortinet’s open approach extends the broad visibility, integrated threat prevention, and automated response of itsSecurity Fabric architecture through well-defined APIs to IBM for unified security management and security incident response.

In addition, Fortinet earlier this year announced collaboration with IBM on its IBM X-Force Threat Management Services. Working with IBM Security on X-Force Threat Management Services enables both organizations to further provide mutual customers with threat insight, attack detection and prevention, and an integrated defense-in-depth strategy designed to seamlessly span across an organization’s entire attack surface. 

Caleb Barlow, vice president threat intelligence, IBM Security

“By entering relationships with trusted partners like Fortinet, IBM is able to construct a clearer picture of the global threat landscape. Today, threat actors are highly skilled, organized, well-resourced and able to operate globally and swiftly. In order to defend effectively, we must operate with that same speed and develop informed, accurate counter-measures. The kind of collective defense we’ve formed with Fortinet helps IBM better protect clients and communities by equipping us with additional intelligence that enables us to respond to emerging threats more quickly, and more completely.” 

Phil Quade, chief information security officer, Fortinet

“Every organization faces evolving cyber threats, an expanding attack surface, and a growing cybersecurity skills shortage. Actionable intelligence with global visibility is important to enable these organizations to move from being reactive to proactive. You cannot protect or take action on what you cannot see, which is why threat information sharing between trusted industry partners is a vital part of helping businesses combat cyber threats globally.”

SBA Loans - What Are Their Functions and Objectives?

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You probably know how difficult to convince your bankers to sanction a business loan for your organization. Meeting the eligibility requirements, these lenders lay down for such funds is only the first step. After this, you have to fill up numbers of applications forms and provide adequate collateral. It is a time-consuming process. However, the government realizes the importance of entrepreneurship for the economies of their country. The establishment you operate in the market not only provides you with a livelihood. It also provides employment to the people you hire. This is the reason why the officials running have come up with small business administration loan schemes.

What is the function of Small Business Administration?

The Small Business Administration is a government agency in America which help entrepreneurs get the funds they need. It conducts its activities through a vast network of prominent financial institutions and private lenders. Its objective is to ensure that these business owners get the loans they require without any hassle. In addition to lending money, the officials of this organization also provide necessary support and education to such proprietors. They leave it up to the lenders to formulate their own eligibility criteria for providing such funds. However, they go to the extent of guaranteeing a small percentage of every loan such lenders give out. This minimizes their overall risk to a certain extent. This ensures the proper growth of various categories of small businesses in the economy.

The entrepreneurial loans which the Small Business Administration provide businessmen generally fall under the three categories:

SBA 7(a) Loans

If you opt to apply for such funds, you can get an up to $ 5.5 million. However, you need to repay this sum and the equivalent interest within a period of 7 years.

CDC/504 loans

You can use this loan to buy land for your business or new machinery to boost production. The amount you get under this scheme depends upon the nature of the asset you want to acquire.

SBA microloans

You have a great idea to fulfill a shortage in the market but no funds to finance your venture. In such a situation such a loan can help you to establish your start-up concern. You can get as much as $ 50,000 for your business. However, you need to repay this sum within a period of 6 years.

SBA loans do not have the same stringent eligibility requirements which banks lay down for sanctioning such funds. However, you need to:

Have a credit score of 620+;

Earn an income of $10,000 over and above annual revenues of your business; and

You should have two years of experience in operating your business unless it is a startup concern 

4 Key benefits of Small Business Administration (SBA) Loans

Industry experts say entrepreneurs can enjoy the following four important advantages when opt to apply for SBA loans:

Comparatively low rates of interest

The interest rates banks charge for the loans they provide is an important concern for most entrepreneurs. They need cost-effective funds to operate their businesses. However, bank officials argue that their organizations need to earn adequate profits. This is why they charge a very high price for the funds they lend out to such proprietors. Prominent professionals from reliable organizations like say this is where SBA loans come into the picture. Depending upon the market conditions, the interest rate on SBA 7(a) Loan can be as low as 6.75%. This is an important fact which you cannot afford to ignore at any costs.


Capital availability

Getting bank officials to sanction a loan you need to operate your business can be a daunting task. They are generally reluctant to provide such funds to entrepreneurs especially those with a low credit score. They need to be absolutely sure they can get their money back with interest. This is why they lay down such stringent eligibility requirements. The situation becomes worse when the economy is reeling under a recession. No one has to explain this fact to you. Fortunately, opt to apply for SBA loans can help you out in such circumstances. You can borrow as much as $5.5 million for your business at a nominal rate of interest.


Repayment period and terms

You need to keep in mind a number of factors when you opt to take a loan from a bank. One of the most is the time period within which you have to repay this money. You need to utilize such funds to operate your business carefully. Otherwise, it could put a lot of stress on your organization's finances especially the cash flow position. This is something you do not want to do. However, SBA loans generally come with the longest repayments period and flexible terms. Opting for such funds can ease the pressure on your business finances. In some cases, you can repay the amount you borrow over a period of 25 years.


Down payments

It is not uncommon for your banker to ask you for a down payment or collateral. Only then will give you the money you need for your business. He/she may insist on laying down such a condition after examining your financial profile. He/she may even consider the purpose for which you will be using such money. Financial experts like nationaldebtrelief.com explain that SBA loans have the lowest down payments in the market. In some cases, you just have to pay only 10% of the amount you are asking for. In the case of a microloan, you do not have to pay anything at all.

The above four important advantages should convince you that it is worthwhile to opt for SBA loans. They are one of the most popular entrepreneurial loans in the market today. Opting to borrow such funds can do wonders for your business and the economy as a whole. Moreover, the money comes with a guarantee from the government to secure lenders of the risk they undertake. The officials ruling the country are willing to pay as much as 85% of the amount they lend out in case their borrowers’ default. This provides a win-win situation for everyone.