6 Reasons to Choose Maya Credit Card Over Other Credit Cards

Wazzup Pilipinas!?

All credit cards come with a number of their own inherent benefits, like additional convenience and flexibility with financial transactions compared to readily available cash. But the wise spender knows that they should be rightfully choosy about the type of card they sign up for, and that one card program may be better for their lifestyle and spending habits than another.

If you’re looking for a credit card that offers great benefits when used to pay for your monthly and everyday expenses, a Maya card is what you need. You might be wondering, “Is Maya card a credit card that can enhance my financial wellness?” The answer to that is yes, especially if you expect to spend a lot on groceries and would love rewards on purchases from Landers Superstore and other establishments.

For one, the Landers Cashback Everywhere Credit Card, one of Maya’s flagship credit cards, offers several benefits that you won’t be able to find on other cards. Here are some exclusive perks you can look forward to enjoying when you sign up for a Maya credit card like the Landers Cashback Everywhere Credit Card:

1) Hassle-Free Credit Card Application and Activation

Applying for a Maya credit card is a seamless and straightforward process. Unlike traditional credit card applications that often require extensive paperwork and multiple visits to the bank, Maya promises an entirely digital application process. You can apply for a Landers Cashback Everywhere Credit Card easily in minutes through the Maya app and get approved instantly or within 72 hours.

Before applying for this credit card, however, make sure that you meet the following requirements:

1. You have an upgraded Maya account.

2. You have a Landers membership.

3. You’re 21 to 65 years old.

4. You’re a Filipino resident.

5. You have a regular monthly income.

Please note that the above qualifications don’t guarantee eligibility for the Landers Cashback Everywhere Credit Card, as the approval and offer are subject to Maya’s credit card evaluation requirements. These include, but are not limited to, your existing credit history, income, and other financial or profile considerations.

Once your application is approved, your physical credit card will be delivered to the address you indicated in your application. Delivery time will depend on the location of the address. For areas in Metro Manila, it can take up to 4 working days. Everywhere else, it may take up to 10 working days.

Activating your physical credit card is just as much of a breeze as its application. When you receive your physical card, simply follow these steps and you’ll be able to use your new Landers Cashback Everywhere Credit Card right away for everyday purchases:

1. Log in to Maya and go to Cards.

2. Select your credit card.

3. Tap Activate Physical Card.

4. Specify the card ID found on the back of your physical credit card.

5. Set a 6-digit PIN to complete activation.

2) Easy Access Over Your Card through the Maya App

Alongside your physical credit card, Maya will also provide you with easy access to your credit card details once your application is approved. You can actually start using your card for one-time unlinked payments right after your approval, so while waiting for your physical card to arrive, use your Landers Cashback Everywhere Credit Card through the Maya app to earn cashback on online shopping, bill payments, and other digital transactions. To see your card details, open Maya, tap Cards, and select your credit card.

3) Plenty of Cashback Opportunities

One of the standout features of the Maya credit card is the abundance of opportunities it offers for cashback. The Landers Cashback Everywhere Credit Card will get you the best deal with every spend because each purchase you make with it entitles you to receive some cash back. You can get up to 5% cashback on all Landers purchases, 2% cashback on all dining spends, and 1% cashback on all other qualified transactions. This makes the Landers Cashback Everywhere Credit Card the one card you’ll want for everyday use.

The cashback system on the Landers Cashback Everywhere Credit Card is tiered, and all you need to do is to use your card frequently so that you can earn the highest cashback possible. You can also convert cashback points earned from qualified transactions into vouchers, which you can then redeem at any Landers nationwide.

4) Dependable Security Features

Maya’s Landers Cashback Everywhere Credit Card comes equipped with up-to-the-minute security features to protect your financial information. One key security measure is Maya’s dynamic card verification value (CVV), which changes every 24 hours or whenever the card screen is opened or accessed anew. When making online purchases with your credit card, you can use the digital CVV instead of the one written on your physical card. This way, you’re giving your credit card details an extra layer of protection, better safeguarding them from online fraudsters.

In the event that your physical credit card gets compromised, Maya provides you with a way to quickly remove it from your account and file a replacement. Should your physical card get damaged, stolen, or lost, simply do the following:

1. Log in to your Maya account and go to Cards.

2. Select the compromised credit card.

3. Tap the gear icon to open your card settings.

4. Select Card Security, then Replace This Card.

5. Select the appropriate reason for card replacement (My card got damaged, I lost my card, or My card got stolen).

6. Once your card is canceled, tap Order a New Card to get a replacement.

Upon the cancellation of your compromised credit card, any future transactions using it will be automatically declined. Take note that card replacement fees apply accordingly.

5) Easy Credit Card Account Management

Managing your credit card account has never been easier, thanks to Maya's intuitive and feature-rich mobile app. The app provides you with a comprehensive dashboard where you can oversee all aspects of your credit card account, as well as your Maya account. From tracking your spending and viewing your transaction history to making payments and setting your daily or customized spending limits, the Maya app streamlines the entire process, giving you full control of your credit card spending at your fingertips.

6) Reliable Customer Support

Should you encounter any problem with your Landers Cashback Everywhere Credit Card, you can count on Maya’s customer support system to provide you with prompt and responsive assistance. Maya offers multiple channels of support, including phone, live chat, and Help Center via the app, ensuring you can get help in the way that’s most convenient for you. Knowing that you have several ways to get in touch with Maya and voice your concerns should give you peace of mind, enhancing your overall experience with the Landers Cashback Everywhere Credit Card.

In summary, if you’re looking for a credit card that will reward you everywhere, for every occasion, choose a Maya credit card like the Landers Cashback Everywhere Credit Card over other cards. Thanks to its ability to combine efficiency, advanced tech features, and topnotch support, paying for your purchases through your Maya card, whether online or in-store, will be something to look forward to.